Frictionless Success Flow

The steps to follow this flows are:

All 3-D Secure flows has the following steps, some of them don’t need validation, some of them need it.

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Characteristics:

• Card enrolled in 3D Secure

• Issuer allows frictionless authentication

• No user interaction required

Flow Steps:

1. Setup → Get authentication tokens
2. Capture → Collect device data automatically
3. Enroll → 3D Secure check: FRICTIONLESS APPROVED
4. Result → Authentication successful (ECI: 05 for VISA/AMEX, 01 for Mastercard)
5. Authorization → Process payment immediately
6. Complete → Transaction finalized

API Responses:

• Setup: status: "Completed"

• Enroll: status: "Authentication_successful"

• No validation step needed

Use Cases:

• Cards enrolled in 3D Secure with frictionless policies

• Issuer trusts the transaction context

• Low-friction user experience